Chapter 7 Bankruptcy was enacted to allow persons who are hopelessly burdened by debt to have an opportunity for a new beginning by wiping out unsecured debts that are not tied to any specific item of property such as credit cards and medical bills. The process is referred to as liquidation, in theory you are surrendering your assets to the courts in exchange for a discharge (elimination) from all debts.
1. One on one personal consultation
2. A MEANS Test will be done; if you qualify we will begin processing your Petition, a (Credit Counseling) course is completed at this time here or on line.
3. You will attend a meeting of the Creditors which is scheduled by the courts. A (Financial Management) course must be done immediatly here or on line after your meeting of the creditors.
www.cob.uscourts.gov
Bankruptcy Court District of Denver
www.justice.gov
US Trustee